98101 is a prosperous, upper-middle-class neighborhood in Seattle with a competitive housing market.
Population
16,396
Income Rank
Top 70%
$128K
Median Income
vs national
$741K
Home Value
vs national
$2,476
Monthly Rent
vs national
34.0 yrs
Median Age
Key metrics versus national medians
National median: $80,610
National median: $311,500
National median: $1,314
National median: 34.8%
How household incomes are distributed across brackets
This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $128,143.
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Household earnings and economic conditions
$128,143
Median Household Income
$114,370
Per Capita Income
3.1%
Unemployment Rate
Residents of 98101 earn a median household income of $128,143 per year. This is 59% higher than the national median of $80,610, placing this zip code among the top earners in the country. The per capita income of $114,370 provides insight into individual earning power.
Real estate market and rental conditions in Seattle
*Estimated at 7% APR, 30-year fixed
How affordable is it to live here?
How is this calculated?
Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.
Strong income-to-cost ratio makes this area financially accessible for most households.
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Population breakdown by age and gender
This population pyramid shows the distribution of residents by age group and gender. The median age in 98101 is 34.0 years, which is younger than the national median of 39 years.
Age, diversity, and population breakdown
16,396
Total Population
34.0
Median Age
32%
College Educated
11,237
Households
98101 has a population of 16,396 residents in approximately 11,237 households. The median age of 34.0 years is younger than the national median of 39 years. About 32% of residents have completed higher education.
Racial and ethnic composition of the community
Diversity Index
62
Diverse
0 = Single race, 100 = Perfect diversity
Hispanic/Latino Population
5.4%
Note: Hispanic/Latino is an ethnicity, counted separately from race
Racial Composition
The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 62, this is a diverse community.
Educational attainment of adults 25 and older
College Educated (Bachelor's+)
71.2%
National average: 34.8%
High School or Higher
95.8%
National average: 88.6%
Education Breakdown
Educational attainment data shows the highest level of education completed by residents 25 years and older. With 31.7% holding a bachelor's degree or higher, this area is below the national average of 34.8%.
Community personality and lifestyle analysis
Located in Seattle, the 98101 area is best described as a mixed transitional area.
Residents here enjoy significantly above-average household earnings.
The area attracts a mix of young professionals and established families.
The community has diverse educational backgrounds.
A typical 98101 resident is a adult in their mid-30s, renter with manageable housing costs, working in white-collar professional role with some college education.
Lifestyle
Evolving neighborhood with mix of long-time residents and newcomers
Common questions about 98101 Seattle, WA
The median household income in 98101 (Seattle, WA) is $128,143, which is 59% higher than the national median of $80,610.
The median home value in 98101 is $741,400. A 20% down payment would be $148,280, with an estimated monthly mortgage of $4,152 at current rates.
The median monthly rent in 98101 is $2,476, totaling $29,712 annually. This represents 23% of the median household income.
98101 in Seattle, Washington is a prosperous, upper-middle-class neighborhood with a median age of 34.0 years. The area has diverse educational backgrounds.
The unemployment rate in 98101 is 3.1%, lower than the national rate of 4.8%. This means 96.9% of the labor force is employed.
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