95814

2023 Data
Sacramento, California

95814 is an affordable, working-class neighborhood in Sacramento with a competitive housing market.

Population

12,355

Income Rank

Top 36%

42%

$47K

Median Income

vs national

99%

$621K

Home Value

vs national

7%

$1,226

Monthly Rent

vs national

37.7 yrs

Median Age

How 95814 Compares

Key metrics versus national medians

Median Income
$46,637-42%

National median: $80,610

Home Value
$621,400+99%

National median: $311,500

Monthly Rent
$1,226-7%

National median: $1,314

College Educated
40.2%+16%

National median: 34.8%

Income Distribution in 95814

How household incomes are distributed across brackets

% of Households
Median Income Bracket

This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $46,637.

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What is the Average Income in 95814?

Household earnings and economic conditions

$46,637

Median Household Income

$46,555

Per Capita Income

7.1%

Unemployment Rate

Residents of 95814 earn a median household income of $46,637 per year. This is 42% below the national median of $80,610. The per capita income of $46,555 provides insight into individual earning power.

How Much Does it Cost to Live in 95814?

Real estate market and rental conditions in Sacramento

Home Buying

Median Home Value$621,400
20% Down Payment$124,280
Est. Monthly Mortgage$3,480

*Estimated at 7% APR, 30-year fixed

Renting

Median Monthly Rent$1,226
Annual Rent Cost$14,712
Rent-to-Income Ratio32%

Affordability Score

How affordable is it to live here?

0
out of 100
Somewhat Expensive

How is this calculated?

Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.

Above-average income required to maintain comfortable living standards.

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Age Distribution in 95814

Population breakdown by age and gender

Male
Female
Median Age (37.7 yrs)

This population pyramid shows the distribution of residents by age group and gender. The median age in 95814 is 37.7 years, which is younger than the national median of 39 years.

Who Lives in 95814? Demographics & Population

Age, diversity, and population breakdown

12,355

Total Population

37.7

Median Age

40%

College Educated

6,987

Households

95814 has a population of 12,355 residents in approximately 6,987 households. The median age of 37.7 years is younger than the national median of 39 years. About 40% of residents have completed higher education.

Diversity & Ethnicity in 95814

Racial and ethnic composition of the community

White(54.6%)
Black(13.3%)
Asian(12.6%)
Two or More(11.5%)
Other(6.7%)
Native American(0.9%)
Pacific Islander(0.4%)

Diversity Index

65

Diverse

0 = Single race, 100 = Perfect diversity

Hispanic/Latino Population

20.5%

Note: Hispanic/Latino is an ethnicity, counted separately from race

Racial Composition

White
54.6%
Black
13.3%
Asian
12.6%
Two or More
11.5%

The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 65, this is a diverse community.

Education Levels in 95814

Educational attainment of adults 25 and older

College Educated (Bachelor's+)

40.2%

National average: 34.8%

High School or Higher

90.2%

National average: 88.6%

Education Breakdown

Less than HS
9.8%
HS Graduate
17.3%
Some College
23.9%
Associate's Degree
8.9%
Bachelor's Degree
27.4%
Graduate+
12.8%

Educational attainment data shows the highest level of education completed by residents 25 years and older. With 40.2% holding a bachelor's degree or higher, this area exceeds the national average.

What is 95814 Like? Neighborhood Profile

Community personality and lifestyle analysis

Community profile generated from Census data analysis
Community Type

Mixed Transitional Area

As a mixed transitional area, 95814 offers a distinctive living experience in Sacramento.

This is an economically accessible area with below-average incomes.

The area attracts a mix of young professionals and established families.

Education levels match or exceed national norms.

Best Suited For

  • +Adventurous buyers
  • +Investors
  • +Those seeking value

May Not Suit

  • -Risk-averse buyers
  • -Those needing established amenities

Key Characteristics

  • Economically accessible area
  • Culturally diverse population
  • Competitive real estate market relative to incomes
  • Opportunity for economic development

Typical Resident Profile

A typical 95814 resident is a adult in their mid-30s, renter in a competitive market, working in working-class job in service or labor sectors with a college degree.

Lifestyle

Evolving neighborhood with mix of long-time residents and newcomers

Frequently Asked Questions

Common questions about 95814 Sacramento, CA

The median household income in 95814 (Sacramento, CA) is $46,637, which is 42% below the national median of $80,610.

The median home value in 95814 is $621,400. A 20% down payment would be $124,280, with an estimated monthly mortgage of $3,480 at current rates.

The median monthly rent in 95814 is $1,226, totaling $14,712 annually. This represents 32% of the median household income.

95814 in Sacramento, California is an affordable, working-class neighborhood with a median age of 37.7 years. With 40% college graduates, it's a highly educated community.

The unemployment rate in 95814 is 7.1%, compared to the national rate of 4.8%. This means 92.9% of the labor force is employed.

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