95814 is an affordable, working-class neighborhood in Sacramento with a competitive housing market.
Population
12,355
Income Rank
Top 36%
$47K
Median Income
vs national
$621K
Home Value
vs national
$1,226
Monthly Rent
vs national
37.7 yrs
Median Age
Key metrics versus national medians
National median: $80,610
National median: $311,500
National median: $1,314
National median: 34.8%
How household incomes are distributed across brackets
This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $46,637.
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Household earnings and economic conditions
$46,637
Median Household Income
$46,555
Per Capita Income
7.1%
Unemployment Rate
Residents of 95814 earn a median household income of $46,637 per year. This is 42% below the national median of $80,610. The per capita income of $46,555 provides insight into individual earning power.
Real estate market and rental conditions in Sacramento
*Estimated at 7% APR, 30-year fixed
How affordable is it to live here?
How is this calculated?
Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.
Above-average income required to maintain comfortable living standards.
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Population breakdown by age and gender
This population pyramid shows the distribution of residents by age group and gender. The median age in 95814 is 37.7 years, which is younger than the national median of 39 years.
Age, diversity, and population breakdown
12,355
Total Population
37.7
Median Age
40%
College Educated
6,987
Households
95814 has a population of 12,355 residents in approximately 6,987 households. The median age of 37.7 years is younger than the national median of 39 years. About 40% of residents have completed higher education.
Racial and ethnic composition of the community
Diversity Index
65
Diverse
0 = Single race, 100 = Perfect diversity
Hispanic/Latino Population
20.5%
Note: Hispanic/Latino is an ethnicity, counted separately from race
Racial Composition
The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 65, this is a diverse community.
Educational attainment of adults 25 and older
College Educated (Bachelor's+)
40.2%
National average: 34.8%
High School or Higher
90.2%
National average: 88.6%
Education Breakdown
Educational attainment data shows the highest level of education completed by residents 25 years and older. With 40.2% holding a bachelor's degree or higher, this area exceeds the national average.
Community personality and lifestyle analysis
As a mixed transitional area, 95814 offers a distinctive living experience in Sacramento.
This is an economically accessible area with below-average incomes.
The area attracts a mix of young professionals and established families.
Education levels match or exceed national norms.
A typical 95814 resident is a adult in their mid-30s, renter in a competitive market, working in working-class job in service or labor sectors with a college degree.
Lifestyle
Evolving neighborhood with mix of long-time residents and newcomers
Common questions about 95814 Sacramento, CA
The median household income in 95814 (Sacramento, CA) is $46,637, which is 42% below the national median of $80,610.
The median home value in 95814 is $621,400. A 20% down payment would be $124,280, with an estimated monthly mortgage of $3,480 at current rates.
The median monthly rent in 95814 is $1,226, totaling $14,712 annually. This represents 32% of the median household income.
95814 in Sacramento, California is an affordable, working-class neighborhood with a median age of 37.7 years. With 40% college graduates, it's a highly educated community.
The unemployment rate in 95814 is 7.1%, compared to the national rate of 4.8%. This means 92.9% of the labor force is employed.
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