95112

2023 Data
San Jose, California

95112 is a comfortable, middle-class neighborhood in San Jose with a competitive housing market.

Population

56,766

Income Rank

Top 54%

11%

$90K

Median Income

vs national

207%

$956K

Home Value

vs national

59%

$2,095

Monthly Rent

vs national

32.6 yrs

Median Age

How 95112 Compares

Key metrics versus national medians

Median Income
$89,649+11%

National median: $80,610

Home Value
$956,300+207%

National median: $311,500

Monthly Rent
$2,095+59%

National median: $1,314

College Educated
39.2%+13%

National median: 34.8%

Income Distribution in 95112

How household incomes are distributed across brackets

% of Households
Median Income Bracket

This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $89,649.

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What is the Average Income in 95112?

Household earnings and economic conditions

$89,649

Median Household Income

$49,175

Per Capita Income

5.1%

Unemployment Rate

Residents of 95112 earn a median household income of $89,649 per year. This is 11% higher than the national median of $80,610. The per capita income of $49,175 provides insight into individual earning power.

How Much Does it Cost to Live in 95112?

Real estate market and rental conditions in San Jose

Home Buying

Median Home Value$956,300
20% Down Payment$191,260
Est. Monthly Mortgage$5,355

*Estimated at 7% APR, 30-year fixed

Renting

Median Monthly Rent$2,095
Annual Rent Cost$25,140
Rent-to-Income Ratio28%

Affordability Score

How affordable is it to live here?

0
out of 100
Moderately Affordable

How is this calculated?

Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.

Most middle-income families can comfortably afford to live here.

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Age Distribution in 95112

Population breakdown by age and gender

Male
Female
Median Age (32.6 yrs)

This population pyramid shows the distribution of residents by age group and gender. The median age in 95112 is 32.6 years, which is younger than the national median of 39 years.

Who Lives in 95112? Demographics & Population

Age, diversity, and population breakdown

56,766

Total Population

32.6

Median Age

39%

College Educated

21,264

Households

95112 has a population of 56,766 residents in approximately 21,264 households. The median age of 32.6 years is younger than the national median of 39 years. About 39% of residents have completed higher education.

Diversity & Ethnicity in 95112

Racial and ethnic composition of the community

White(27.8%)
Asian(27.2%)
Other(19.7%)
Two or More(18.2%)
Black(5%)
Native American(1.9%)
Pacific Islander(0.2%)

Diversity Index

77

Very Diverse

0 = Single race, 100 = Perfect diversity

Hispanic/Latino Population

41.3%

Note: Hispanic/Latino is an ethnicity, counted separately from race

Racial Composition

White
27.8%
Asian
27.2%
Other
19.7%
Two or More
18.2%

The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 77, this is a diverse community.

Education Levels in 95112

Educational attainment of adults 25 and older

College Educated (Bachelor's+)

39.2%

National average: 34.8%

High School or Higher

81.6%

National average: 88.6%

Education Breakdown

Less than HS
18.4%
HS Graduate
19%
Some College
17.1%
Associate's Degree
6.3%
Bachelor's Degree
24%
Graduate+
15.2%

Educational attainment data shows the highest level of education completed by residents 25 years and older. With 39.2% holding a bachelor's degree or higher, this area exceeds the national average.

What is 95112 Like? Neighborhood Profile

Community personality and lifestyle analysis

Community profile generated from Census data analysis
Community Type

Young Professional Hub

The 95112 zip code represents a young professional hub in the San Jose region.

Earnings are slightly above the national median.

Young professionals and new families make up much of the population.

Education levels match or exceed national norms.

Best Suited For

  • +Young professionals
  • +Singles and couples
  • +Recent graduates

May Not Suit

  • -Families seeking quiet streets
  • -Retirees seeking tranquility

Key Characteristics

  • Culturally diverse population
  • Competitive real estate market relative to incomes
  • Established neighborhood infrastructure

Typical Resident Profile

A typical 95112 resident is a adult in their early 30s, renter in a competitive market, working in white-collar professional role with a college degree.

Lifestyle

Active social scene with walkable amenities and nightlife options

Frequently Asked Questions

Common questions about 95112 San Jose, CA

The median household income in 95112 (San Jose, CA) is $89,649, which is 11% higher than the national median of $80,610.

The median home value in 95112 is $956,300. A 20% down payment would be $191,260, with an estimated monthly mortgage of $5,355 at current rates.

The median monthly rent in 95112 is $2,095, totaling $25,140 annually. This represents 28% of the median household income.

95112 in San Jose, California is a comfortable, middle-class neighborhood with a median age of 32.6 years. The area has diverse educational backgrounds.

The unemployment rate in 95112 is 5.1%, compared to the national rate of 4.8%. This means 94.9% of the labor force is employed.

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