94114

2023 Data
San Francisco, California

94114 is an affluent, high-income neighborhood in San Francisco with a premium real estate market.

Population

33,627

Income Rank

Top 98%

144%

$197K

Median Income

vs national

469%

$1.8M

Home Value

vs national

121%

$2,898

Monthly Rent

vs national

41.5 yrs

Median Age

How 94114 Compares

Key metrics versus national medians

Median Income
$196,528+144%

National median: $80,610

Home Value
$1,771,700+469%

National median: $311,500

Monthly Rent
$2,898+121%

National median: $1,314

College Educated
79.2%+128%

National median: 34.8%

Income Distribution in 94114

How household incomes are distributed across brackets

% of Households
Median Income Bracket

This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $196,528.

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What is the Average Income in 94114?

Household earnings and economic conditions

$196,528

Median Household Income

$137,918

Per Capita Income

4.3%

Unemployment Rate

Residents of 94114 earn a median household income of $196,528 per year. This is 144% higher than the national median of $80,610, placing this zip code among the top earners in the country. The per capita income of $137,918 provides insight into individual earning power.

How Much Does it Cost to Live in 94114?

Real estate market and rental conditions in San Francisco

Home Buying

Median Home Value$1,771,700
20% Down Payment$354,340
Est. Monthly Mortgage$9,922

*Estimated at 7% APR, 30-year fixed

Renting

Median Monthly Rent$2,898
Annual Rent Cost$34,776
Rent-to-Income Ratio18%

Affordability Score

How affordable is it to live here?

0
out of 100
Highly Affordable

How is this calculated?

Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.

Strong income-to-cost ratio makes this area financially accessible for most households.

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Age Distribution in 94114

Population breakdown by age and gender

Male
Female
Median Age (41.5 yrs)

This population pyramid shows the distribution of residents by age group and gender. The median age in 94114 is 41.5 years, which is older than the national median of 39 years.

Who Lives in 94114? Demographics & Population

Age, diversity, and population breakdown

33,627

Total Population

41.5

Median Age

79%

College Educated

16,804

Households

94114 has a population of 33,627 residents in approximately 16,804 households. The median age of 41.5 years is older than the national median of 39 years. With 79% of residents holding bachelor's degrees or higher, this is a highly educated community.

Diversity & Ethnicity in 94114

Racial and ethnic composition of the community

White(68.1%)
Asian(13.7%)
Two or More(12.2%)
Other(2.7%)
Black(2.3%)
Native American(0.7%)
Pacific Islander(0.2%)

Diversity Index

50

Diverse

0 = Single race, 100 = Perfect diversity

Hispanic/Latino Population

10%

Note: Hispanic/Latino is an ethnicity, counted separately from race

Racial Composition

White
68.1%
Asian
13.7%
Two or More
12.2%
Other
2.7%

The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 50, this is a diverse community.

Education Levels in 94114

Educational attainment of adults 25 and older

College Educated (Bachelor's+)

79.2%

National average: 34.8%

High School or Higher

97.6%

National average: 88.6%

Education Breakdown

Less than HS
2.4%
HS Graduate
5.8%
Some College
9.4%
Associate's Degree
3.2%
Bachelor's Degree
40.4%
Graduate+
38.8%

Educational attainment data shows the highest level of education completed by residents 25 years and older. With 79.2% holding a bachelor's degree or higher, this area exceeds the national average.

What is 94114 Like? Neighborhood Profile

Community personality and lifestyle analysis

Community profile generated from Census data analysis
Community Type

Affluent Professional Community

As a affluent professional community, 94114 offers a distinctive living experience in San Francisco.

Residents here enjoy significantly above-average household earnings.

Established families and mid-career professionals call this area home.

This is a highly educated community with most adults holding college degrees.

Best Suited For

  • +Executives & senior professionals
  • +Dual-income families
  • +Remote workers seeking quality of life

May Not Suit

  • -Budget-conscious renters
  • -First-time buyers on limited budgets

Key Characteristics

  • Higher-than-average household incomes
  • Highly educated residents
  • Competitive real estate market relative to incomes
  • Reasonable rental costs for the area

Typical Resident Profile

A typical 94114 resident is a established adult in their early 40s, renter with manageable housing costs, working in professional or executive career with advanced education.

Lifestyle

Career-focused with emphasis on quality amenities and good schools

Frequently Asked Questions

Common questions about 94114 San Francisco, CA

The median household income in 94114 (San Francisco, CA) is $196,528, which is 144% higher than the national median of $80,610.

The median home value in 94114 is $1,771,700. A 20% down payment would be $354,340, with an estimated monthly mortgage of $9,922 at current rates.

The median monthly rent in 94114 is $2,898, totaling $34,776 annually. This represents 18% of the median household income.

94114 in San Francisco, California is an affluent, high-income neighborhood with a median age of 41.5 years. With 79% college graduates, it's a highly educated community.

The unemployment rate in 94114 is 4.3%, lower than the national rate of 4.8%. This means 95.7% of the labor force is employed.

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