94103 is a prosperous, upper-middle-class neighborhood in San Francisco with a premium real estate market.
Population
33,524
Income Rank
Top 67%
$122K
Median Income
vs national
$1.1M
Home Value
vs national
$2,146
Monthly Rent
vs national
36.4 yrs
Median Age
Key metrics versus national medians
National median: $80,610
National median: $311,500
National median: $1,314
National median: 34.8%
How household incomes are distributed across brackets
This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $122,339.
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Household earnings and economic conditions
$122,339
Median Household Income
$89,422
Per Capita Income
6.5%
Unemployment Rate
Residents of 94103 earn a median household income of $122,339 per year. This is 52% higher than the national median of $80,610, placing this zip code among the top earners in the country. The per capita income of $89,422 provides insight into individual earning power.
Real estate market and rental conditions in San Francisco
*Estimated at 7% APR, 30-year fixed
How affordable is it to live here?
How is this calculated?
Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.
Strong income-to-cost ratio makes this area financially accessible for most households.
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Population breakdown by age and gender
This population pyramid shows the distribution of residents by age group and gender. The median age in 94103 is 36.4 years, which is younger than the national median of 39 years.
Age, diversity, and population breakdown
33,524
Total Population
36.4
Median Age
34%
College Educated
17,352
Households
94103 has a population of 33,524 residents in approximately 17,352 households. The median age of 36.4 years is younger than the national median of 39 years. About 34% of residents have completed higher education.
Racial and ethnic composition of the community
Diversity Index
74
Very Diverse
0 = Single race, 100 = Perfect diversity
Hispanic/Latino Population
20%
Note: Hispanic/Latino is an ethnicity, counted separately from race
Racial Composition
The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 74, this is a diverse community.
Educational attainment of adults 25 and older
College Educated (Bachelor's+)
55.9%
National average: 34.8%
High School or Higher
88.3%
National average: 88.6%
Education Breakdown
Educational attainment data shows the highest level of education completed by residents 25 years and older. With 34.2% holding a bachelor's degree or higher, this area is below the national average of 34.8%.
Community personality and lifestyle analysis
San Francisco's 94103 neighborhood functions as a diverse multicultural community.
Residents here enjoy significantly above-average household earnings.
The area attracts a mix of young professionals and established families.
The community has diverse educational backgrounds.
A typical 94103 resident is a adult in their mid-30s, renter with manageable housing costs, working in white-collar professional role with some college education.
Lifestyle
Culturally rich with diverse restaurants, festivals, and community events
Common questions about 94103 San Francisco, CA
The median household income in 94103 (San Francisco, CA) is $122,339, which is 52% higher than the national median of $80,610.
The median home value in 94103 is $1,057,600. A 20% down payment would be $211,520, with an estimated monthly mortgage of $5,923 at current rates.
The median monthly rent in 94103 is $2,146, totaling $25,752 annually. This represents 21% of the median household income.
94103 in San Francisco, California is a prosperous, upper-middle-class neighborhood with a median age of 36.4 years. The area has diverse educational backgrounds.
The unemployment rate in 94103 is 6.5%, compared to the national rate of 4.8%. This means 93.5% of the labor force is employed.
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