94103

2023 Data
San Francisco, California

94103 is a prosperous, upper-middle-class neighborhood in San Francisco with a premium real estate market.

Population

33,524

Income Rank

Top 67%

52%

$122K

Median Income

vs national

240%

$1.1M

Home Value

vs national

63%

$2,146

Monthly Rent

vs national

36.4 yrs

Median Age

How 94103 Compares

Key metrics versus national medians

Median Income
$122,339+52%

National median: $80,610

Home Value
$1,057,600+240%

National median: $311,500

Monthly Rent
$2,146+63%

National median: $1,314

College Educated
34.2%-2%

National median: 34.8%

Income Distribution in 94103

How household incomes are distributed across brackets

% of Households
Median Income Bracket

This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $122,339.

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What is the Average Income in 94103?

Household earnings and economic conditions

$122,339

Median Household Income

$89,422

Per Capita Income

6.5%

Unemployment Rate

Residents of 94103 earn a median household income of $122,339 per year. This is 52% higher than the national median of $80,610, placing this zip code among the top earners in the country. The per capita income of $89,422 provides insight into individual earning power.

How Much Does it Cost to Live in 94103?

Real estate market and rental conditions in San Francisco

Home Buying

Median Home Value$1,057,600
20% Down Payment$211,520
Est. Monthly Mortgage$5,923

*Estimated at 7% APR, 30-year fixed

Renting

Median Monthly Rent$2,146
Annual Rent Cost$25,752
Rent-to-Income Ratio21%

Affordability Score

How affordable is it to live here?

0
out of 100
Highly Affordable

How is this calculated?

Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.

Strong income-to-cost ratio makes this area financially accessible for most households.

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Age Distribution in 94103

Population breakdown by age and gender

Male
Female
Median Age (36.4 yrs)

This population pyramid shows the distribution of residents by age group and gender. The median age in 94103 is 36.4 years, which is younger than the national median of 39 years.

Who Lives in 94103? Demographics & Population

Age, diversity, and population breakdown

33,524

Total Population

36.4

Median Age

34%

College Educated

17,352

Households

94103 has a population of 33,524 residents in approximately 17,352 households. The median age of 36.4 years is younger than the national median of 39 years. About 34% of residents have completed higher education.

Diversity & Ethnicity in 94103

Racial and ethnic composition of the community

White(35.5%)
Asian(31.3%)
Two or More(10.6%)
Black(9.9%)
Other(9.7%)
Native American(2.4%)
Pacific Islander(0.6%)

Diversity Index

74

Very Diverse

0 = Single race, 100 = Perfect diversity

Hispanic/Latino Population

20%

Note: Hispanic/Latino is an ethnicity, counted separately from race

Racial Composition

White
35.5%
Asian
31.3%
Two or More
10.6%
Black
9.9%

The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 74, this is a diverse community.

Education Levels in 94103

Educational attainment of adults 25 and older

College Educated (Bachelor's+)

55.9%

National average: 34.8%

High School or Higher

88.3%

National average: 88.6%

Education Breakdown

Less than HS
11.7%
HS Graduate
14.1%
Some College
13.7%
Associate's Degree
4.6%
Bachelor's Degree
34.2%
Graduate+
21.7%

Educational attainment data shows the highest level of education completed by residents 25 years and older. With 34.2% holding a bachelor's degree or higher, this area is below the national average of 34.8%.

What is 94103 Like? Neighborhood Profile

Community personality and lifestyle analysis

Community profile generated from Census data analysis
Community Type

Diverse Multicultural Community

San Francisco's 94103 neighborhood functions as a diverse multicultural community.

Residents here enjoy significantly above-average household earnings.

The area attracts a mix of young professionals and established families.

The community has diverse educational backgrounds.

Best Suited For

  • +Those valuing diversity
  • +International cuisine lovers
  • +Culturally curious

May Not Suit

  • -Those seeking homogeneous communities

Key Characteristics

  • Higher-than-average household incomes
  • Culturally diverse population
  • Competitive real estate market relative to incomes
  • Reasonable rental costs for the area

Typical Resident Profile

A typical 94103 resident is a adult in their mid-30s, renter with manageable housing costs, working in white-collar professional role with some college education.

Lifestyle

Culturally rich with diverse restaurants, festivals, and community events

Frequently Asked Questions

Common questions about 94103 San Francisco, CA

The median household income in 94103 (San Francisco, CA) is $122,339, which is 52% higher than the national median of $80,610.

The median home value in 94103 is $1,057,600. A 20% down payment would be $211,520, with an estimated monthly mortgage of $5,923 at current rates.

The median monthly rent in 94103 is $2,146, totaling $25,752 annually. This represents 21% of the median household income.

94103 in San Francisco, California is a prosperous, upper-middle-class neighborhood with a median age of 36.4 years. The area has diverse educational backgrounds.

The unemployment rate in 94103 is 6.5%, compared to the national rate of 4.8%. This means 93.5% of the labor force is employed.

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