94102 is an affordable, working-class neighborhood in San Francisco with a competitive housing market.
Population
34,983
Income Rank
Top 43%
$65K
Median Income
vs national
$996K
Home Value
vs national
$1,517
Monthly Rent
vs national
41.1 yrs
Median Age
Key metrics versus national medians
National median: $80,610
National median: $311,500
National median: $1,314
National median: 34.8%
Household income brackets in San Francisco, CA
This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $64,781.
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Average income and economic data for 94102
$64,781
Median Household Income
$64,518
Per Capita Income
8.0%
Unemployment Rate
Residents of 94102 earn a median household income of $64,781 per year. This is 20% below the national median of $80,610. The per capita income of $64,518 provides insight into individual earning power.
Housing costs, home values, and rent prices in San Francisco, CA
*Estimated at 7% APR, 30-year fixed
How affordable is it to live here?
How is this calculated?
Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.
Most middle-income families can comfortably afford to live here.
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Population by age and gender in San Francisco, CA
This population pyramid shows the distribution of residents by age group and gender. The median age in 94102 is 41.1 years, which is older than the national median of 39 years.
Population breakdown, age distribution, and diversity in San Francisco, CA
34,983
Total Population
41.1
Median Age
25%
College Educated
19,543
Households
94102 has a population of 34,983 residents in approximately 19,543 households. The median age of 41.1 years is older than the national median of 39 years. About 25% of residents have completed higher education.
Racial and ethnic demographics in San Francisco, CA
Diversity Index
77
Very Diverse
0 = Single race, 100 = Perfect diversity
Hispanic/Latino Population
22%
Note: Hispanic/Latino is an ethnicity, counted separately from race
Racial Composition
The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 77, this is a diverse community.
Educational attainment and college graduation rates in San Francisco, CA
College Educated (Bachelor's+)
42.2%
National average: 34.8%
High School or Higher
81.0%
National average: 88.6%
Education Breakdown
Educational attainment data shows the highest level of education completed by residents 25 years and older. With 25% holding a bachelor's degree or higher, this area is below the national average of 34.8%.
Neighborhood profile and quality of life in San Francisco, CA
The 94102 zip code represents a diverse multicultural community in the San Francisco region.
The area offers more affordable living with moderate incomes.
Established families and mid-career professionals call this area home.
The community has diverse educational backgrounds.
A typical 94102 resident is a established adult in their early 40s, renter in a competitive market, working in steady employment in service or trade industries with some college education.
Lifestyle
Culturally rich with diverse restaurants, festivals, and community events
Frequently asked questions about San Francisco, CA 94102
The median household income in 94102 (San Francisco, CA) is $64,781, which is 20% below the national median of $80,610.
The median home value in 94102 is $996,300. A 20% down payment would be $199,260, with an estimated monthly mortgage of $5,579 at current rates.
The median monthly rent in 94102 is $1,517, totaling $18,204 annually. This represents 28% of the median household income.
94102 in San Francisco, California is an affordable, working-class neighborhood with a median age of 41.1 years. The area has diverse educational backgrounds.
The unemployment rate in 94102 is 8.0%, compared to the national rate of 4.8%. This means 92.0% of the labor force is employed.
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