92126

2023 Data
San Diego, California

92126 is a prosperous, upper-middle-class neighborhood in San Diego with a competitive housing market.

Population

77,239

Income Rank

Top 68%

53%

$123K

Median Income

vs national

157%

$802K

Home Value

vs national

100%

$2,630

Monthly Rent

vs national

36.3 yrs

Median Age

How 92126 Compares

Key metrics versus national medians

Median Income
$123,232+53%

National median: $80,610

Home Value
$802,000+157%

National median: $311,500

Monthly Rent
$2,630+100%

National median: $1,314

College Educated
48.9%+41%

National median: 34.8%

Income Distribution in 92126

How household incomes are distributed across brackets

% of Households
Median Income Bracket

This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $123,232.

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What is the Average Income in 92126?

Household earnings and economic conditions

$123,232

Median Household Income

$50,042

Per Capita Income

4.8%

Unemployment Rate

Residents of 92126 earn a median household income of $123,232 per year. This is 53% higher than the national median of $80,610, placing this zip code among the top earners in the country. The per capita income of $50,042 provides insight into individual earning power.

How Much Does it Cost to Live in 92126?

Real estate market and rental conditions in San Diego

Home Buying

Median Home Value$802,000
20% Down Payment$160,400
Est. Monthly Mortgage$4,491

*Estimated at 7% APR, 30-year fixed

Renting

Median Monthly Rent$2,630
Annual Rent Cost$31,560
Rent-to-Income Ratio26%

Affordability Score

How affordable is it to live here?

0
out of 100
Highly Affordable

How is this calculated?

Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.

Strong income-to-cost ratio makes this area financially accessible for most households.

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Age Distribution in 92126

Population breakdown by age and gender

Male
Female
Median Age (36.3 yrs)

This population pyramid shows the distribution of residents by age group and gender. The median age in 92126 is 36.3 years, which is younger than the national median of 39 years.

Who Lives in 92126? Demographics & Population

Age, diversity, and population breakdown

77,239

Total Population

36.3

Median Age

49%

College Educated

25,230

Households

92126 has a population of 77,239 residents in approximately 25,230 households. The median age of 36.3 years is younger than the national median of 39 years. About 49% of residents have completed higher education.

Diversity & Ethnicity in 92126

Racial and ethnic composition of the community

Asian(49.2%)
White(29%)
Two or More(11.2%)
Other(6.8%)
Black(3.3%)
Pacific Islander(0.4%)
Native American(0.2%)

Diversity Index

66

Diverse

0 = Single race, 100 = Perfect diversity

Hispanic/Latino Population

16.5%

Note: Hispanic/Latino is an ethnicity, counted separately from race

Racial Composition

Asian
49.2%
White
29%
Two or More
11.2%
Other
6.8%

The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 66, this is a diverse community.

Education Levels in 92126

Educational attainment of adults 25 and older

College Educated (Bachelor's+)

48.9%

National average: 34.8%

High School or Higher

89.5%

National average: 88.6%

Education Breakdown

Less than HS
10.5%
HS Graduate
13.5%
Some College
18.3%
Associate's Degree
8.7%
Bachelor's Degree
28.3%
Graduate+
20.6%

Educational attainment data shows the highest level of education completed by residents 25 years and older. With 48.9% holding a bachelor's degree or higher, this area exceeds the national average.

What is 92126 Like? Neighborhood Profile

Community personality and lifestyle analysis

Community profile generated from Census data analysis
Community Type

Affluent Professional Community

Located in San Diego, the 92126 area is best described as a affluent professional community.

Residents here enjoy significantly above-average household earnings.

The area attracts a mix of young professionals and established families.

Educational attainment is well above average, with many college graduates.

Best Suited For

  • +Executives & senior professionals
  • +Dual-income families
  • +Remote workers seeking quality of life

May Not Suit

  • -Budget-conscious renters
  • -First-time buyers on limited budgets

Key Characteristics

  • Higher-than-average household incomes
  • Highly educated residents
  • Culturally diverse population
  • Competitive real estate market relative to incomes

Typical Resident Profile

A typical 92126 resident is a adult in their mid-30s, renter in a competitive market, working in professional or executive career with a college degree.

Lifestyle

Career-focused with emphasis on quality amenities and good schools

Frequently Asked Questions

Common questions about 92126 San Diego, CA

The median household income in 92126 (San Diego, CA) is $123,232, which is 53% higher than the national median of $80,610.

The median home value in 92126 is $802,000. A 20% down payment would be $160,400, with an estimated monthly mortgage of $4,491 at current rates.

The median monthly rent in 92126 is $2,630, totaling $31,560 annually. This represents 26% of the median household income.

92126 in San Diego, California is a prosperous, upper-middle-class neighborhood with a median age of 36.3 years. With 49% college graduates, it's a highly educated community.

The unemployment rate in 92126 is 4.8%, compared to the national rate of 4.8%. This means 95.2% of the labor force is employed.

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