92109

2023 Data
San Diego, California

92109 is a comfortable, middle-class neighborhood in San Diego with a premium real estate market.

Population

44,456

Income Rank

Top 66%

47%

$118K

Median Income

vs national

265%

$1.1M

Home Value

vs national

80%

$2,362

Monthly Rent

vs national

33.5 yrs

Median Age

How 92109 Compares

Key metrics versus national medians

Median Income
$118,300+47%

National median: $80,610

Home Value
$1,136,000+265%

National median: $311,500

Monthly Rent
$2,362+80%

National median: $1,314

College Educated
70.3%+102%

National median: 34.8%

Income Distribution in 92109

How household incomes are distributed across brackets

% of Households
Median Income Bracket

This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $118,300.

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What is the Average Income in 92109?

Household earnings and economic conditions

$118,300

Median Household Income

$78,454

Per Capita Income

4.3%

Unemployment Rate

Residents of 92109 earn a median household income of $118,300 per year. This is 47% higher than the national median of $80,610. The per capita income of $78,454 provides insight into individual earning power.

How Much Does it Cost to Live in 92109?

Real estate market and rental conditions in San Diego

Home Buying

Median Home Value$1,136,000
20% Down Payment$227,200
Est. Monthly Mortgage$6,362

*Estimated at 7% APR, 30-year fixed

Renting

Median Monthly Rent$2,362
Annual Rent Cost$28,344
Rent-to-Income Ratio24%

Affordability Score

How affordable is it to live here?

0
out of 100
Highly Affordable

How is this calculated?

Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.

Strong income-to-cost ratio makes this area financially accessible for most households.

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Age Distribution in 92109

Population breakdown by age and gender

Male
Female
Median Age (33.5 yrs)

This population pyramid shows the distribution of residents by age group and gender. The median age in 92109 is 33.5 years, which is younger than the national median of 39 years.

Who Lives in 92109? Demographics & Population

Age, diversity, and population breakdown

44,456

Total Population

33.5

Median Age

70%

College Educated

22,218

Households

92109 has a population of 44,456 residents in approximately 22,218 households. The median age of 33.5 years is younger than the national median of 39 years. With 70% of residents holding bachelor's degrees or higher, this is a highly educated community.

Diversity & Ethnicity in 92109

Racial and ethnic composition of the community

White(78.5%)
Two or More(10.7%)
Other(4.6%)
Asian(3.8%)
Black(2%)
Pacific Islander(0.3%)
Native American(0.2%)

Diversity Index

37

Moderate

0 = Single race, 100 = Perfect diversity

Hispanic/Latino Population

12.2%

Note: Hispanic/Latino is an ethnicity, counted separately from race

Racial Composition

White
78.5%
Two or More
10.7%
Other
4.6%
Asian
3.8%

The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 37, this community has moderate diversity.

Education Levels in 92109

Educational attainment of adults 25 and older

College Educated (Bachelor's+)

70.3%

National average: 34.8%

High School or Higher

97.3%

National average: 88.6%

Education Breakdown

Less than HS
2.7%
HS Graduate
7.8%
Some College
13.4%
Associate's Degree
5.9%
Bachelor's Degree
46.5%
Graduate+
23.8%

Educational attainment data shows the highest level of education completed by residents 25 years and older. With 70.3% holding a bachelor's degree or higher, this area exceeds the national average.

What is 92109 Like? Neighborhood Profile

Community personality and lifestyle analysis

Community profile generated from Census data analysis
Community Type

Mixed Transitional Area

As a mixed transitional area, 92109 offers a distinctive living experience in San Diego.

Household incomes are notably higher than the national average.

The area attracts a mix of young professionals and established families.

This is a highly educated community with most adults holding college degrees.

Best Suited For

  • +Adventurous buyers
  • +Investors
  • +Those seeking value

May Not Suit

  • -Risk-averse buyers
  • -Those needing established amenities

Key Characteristics

  • Higher-than-average household incomes
  • Highly educated residents
  • Competitive real estate market relative to incomes
  • Reasonable rental costs for the area

Typical Resident Profile

A typical 92109 resident is a adult in their mid-30s, renter with manageable housing costs, working in white-collar professional role with advanced education.

Lifestyle

Evolving neighborhood with mix of long-time residents and newcomers

Frequently Asked Questions

Common questions about 92109 San Diego, CA

The median household income in 92109 (San Diego, CA) is $118,300, which is 47% higher than the national median of $80,610.

The median home value in 92109 is $1,136,000. A 20% down payment would be $227,200, with an estimated monthly mortgage of $6,362 at current rates.

The median monthly rent in 92109 is $2,362, totaling $28,344 annually. This represents 24% of the median household income.

92109 in San Diego, California is a comfortable, middle-class neighborhood with a median age of 33.5 years. With 70% college graduates, it's a highly educated community.

The unemployment rate in 92109 is 4.3%, lower than the national rate of 4.8%. This means 95.7% of the labor force is employed.

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