92109 is a comfortable, middle-class neighborhood in San Diego with a premium real estate market.
Population
44,456
Income Rank
Top 66%
$118K
Median Income
vs national
$1.1M
Home Value
vs national
$2,362
Monthly Rent
vs national
33.5 yrs
Median Age
Key metrics versus national medians
National median: $80,610
National median: $311,500
National median: $1,314
National median: 34.8%
How household incomes are distributed across brackets
This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $118,300.
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Household earnings and economic conditions
$118,300
Median Household Income
$78,454
Per Capita Income
4.3%
Unemployment Rate
Residents of 92109 earn a median household income of $118,300 per year. This is 47% higher than the national median of $80,610. The per capita income of $78,454 provides insight into individual earning power.
Real estate market and rental conditions in San Diego
*Estimated at 7% APR, 30-year fixed
How affordable is it to live here?
How is this calculated?
Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.
Strong income-to-cost ratio makes this area financially accessible for most households.
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Population breakdown by age and gender
This population pyramid shows the distribution of residents by age group and gender. The median age in 92109 is 33.5 years, which is younger than the national median of 39 years.
Age, diversity, and population breakdown
44,456
Total Population
33.5
Median Age
70%
College Educated
22,218
Households
92109 has a population of 44,456 residents in approximately 22,218 households. The median age of 33.5 years is younger than the national median of 39 years. With 70% of residents holding bachelor's degrees or higher, this is a highly educated community.
Racial and ethnic composition of the community
Diversity Index
37
Moderate
0 = Single race, 100 = Perfect diversity
Hispanic/Latino Population
12.2%
Note: Hispanic/Latino is an ethnicity, counted separately from race
Racial Composition
The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 37, this community has moderate diversity.
Educational attainment of adults 25 and older
College Educated (Bachelor's+)
70.3%
National average: 34.8%
High School or Higher
97.3%
National average: 88.6%
Education Breakdown
Educational attainment data shows the highest level of education completed by residents 25 years and older. With 70.3% holding a bachelor's degree or higher, this area exceeds the national average.
Community personality and lifestyle analysis
As a mixed transitional area, 92109 offers a distinctive living experience in San Diego.
Household incomes are notably higher than the national average.
The area attracts a mix of young professionals and established families.
This is a highly educated community with most adults holding college degrees.
A typical 92109 resident is a adult in their mid-30s, renter with manageable housing costs, working in white-collar professional role with advanced education.
Lifestyle
Evolving neighborhood with mix of long-time residents and newcomers
Common questions about 92109 San Diego, CA
The median household income in 92109 (San Diego, CA) is $118,300, which is 47% higher than the national median of $80,610.
The median home value in 92109 is $1,136,000. A 20% down payment would be $227,200, with an estimated monthly mortgage of $6,362 at current rates.
The median monthly rent in 92109 is $2,362, totaling $28,344 annually. This represents 24% of the median household income.
92109 in San Diego, California is a comfortable, middle-class neighborhood with a median age of 33.5 years. With 70% college graduates, it's a highly educated community.
The unemployment rate in 92109 is 4.3%, lower than the national rate of 4.8%. This means 95.7% of the labor force is employed.
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