92101 is a comfortable, middle-class neighborhood in San Diego with a competitive housing market.
Population
48,163
Income Rank
Top 54%
$90K
Median Income
vs national
$741K
Home Value
vs national
$2,351
Monthly Rent
vs national
37.0 yrs
Median Age
Key metrics versus national medians
National median: $80,610
National median: $311,500
National median: $1,314
National median: 34.8%
Household income brackets in San Diego, CA
This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $90,477.
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Average income and economic data for 92101
$90,477
Median Household Income
$75,269
Per Capita Income
6.3%
Unemployment Rate
Residents of 92101 earn a median household income of $90,477 per year. This is 12% higher than the national median of $80,610. The per capita income of $75,269 provides insight into individual earning power.
Housing costs, home values, and rent prices in San Diego, CA
*Estimated at 7% APR, 30-year fixed
How affordable is it to live here?
How is this calculated?
Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.
Most middle-income families can comfortably afford to live here.
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Population by age and gender in San Diego, CA
This population pyramid shows the distribution of residents by age group and gender. The median age in 92101 is 37.0 years, which is younger than the national median of 39 years.
Population breakdown, age distribution, and diversity in San Diego, CA
48,163
Total Population
37.0
Median Age
57%
College Educated
28,670
Households
92101 has a population of 48,163 residents in approximately 28,670 households. The median age of 37.0 years is younger than the national median of 39 years. With 57% of residents holding bachelor's degrees or higher, this is a highly educated community.
Racial and ethnic demographics in San Diego, CA
Diversity Index
58
Diverse
0 = Single race, 100 = Perfect diversity
Hispanic/Latino Population
23.5%
Note: Hispanic/Latino is an ethnicity, counted separately from race
Racial Composition
The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 58, this is a diverse community.
Educational attainment and college graduation rates in San Diego, CA
College Educated (Bachelor's+)
57.3%
National average: 34.8%
High School or Higher
92.2%
National average: 88.6%
Education Breakdown
Educational attainment data shows the highest level of education completed by residents 25 years and older. With 57.3% holding a bachelor's degree or higher, this area exceeds the national average.
Neighborhood profile and quality of life in San Diego, CA
Located in San Diego, the 92101 area is best described as a upper-middle suburban.
Earnings are slightly above the national median.
The area attracts a mix of young professionals and established families.
Educational attainment is well above average, with many college graduates.
A typical 92101 resident is a adult in their mid-30s, renter in a competitive market, working in white-collar professional role with advanced education.
Lifestyle
Family-oriented with focus on community, schools, and outdoor activities
Frequently asked questions about San Diego, CA 92101
The median household income in 92101 (San Diego, CA) is $90,477, which is 12% higher than the national median of $80,610.
The median home value in 92101 is $740,500. A 20% down payment would be $148,100, with an estimated monthly mortgage of $4,147 at current rates.
The median monthly rent in 92101 is $2,351, totaling $28,212 annually. This represents 31% of the median household income.
92101 in San Diego, California is a comfortable, middle-class neighborhood with a median age of 37.0 years. With 57% college graduates, it's a highly educated community.
The unemployment rate in 92101 is 6.3%, compared to the national rate of 4.8%. This means 93.7% of the labor force is employed.
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