92101

2023 Data
San Diego, California

92101 is a comfortable, middle-class neighborhood in San Diego with a competitive housing market.

Population

48,163

Income Rank

Top 54%

12%

$90K

Median Income

vs national

138%

$741K

Home Value

vs national

79%

$2,351

Monthly Rent

vs national

37.0 yrs

Median Age

How 92101 Compares

Key metrics versus national medians

Median Income
$90,477+12%

National median: $80,610

Home Value
$740,500+138%

National median: $311,500

Monthly Rent
$2,351+79%

National median: $1,314

College Educated
57.3%+65%

National median: 34.8%

Income Distribution in 92101

How household incomes are distributed across brackets

% of Households
Median Income Bracket

This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $90,477.

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What is the Average Income in 92101?

Household earnings and economic conditions

$90,477

Median Household Income

$75,269

Per Capita Income

6.3%

Unemployment Rate

Residents of 92101 earn a median household income of $90,477 per year. This is 12% higher than the national median of $80,610. The per capita income of $75,269 provides insight into individual earning power.

How Much Does it Cost to Live in 92101?

Real estate market and rental conditions in San Diego

Home Buying

Median Home Value$740,500
20% Down Payment$148,100
Est. Monthly Mortgage$4,147

*Estimated at 7% APR, 30-year fixed

Renting

Median Monthly Rent$2,351
Annual Rent Cost$28,212
Rent-to-Income Ratio31%

Affordability Score

How affordable is it to live here?

0
out of 100
Moderately Affordable

How is this calculated?

Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.

Most middle-income families can comfortably afford to live here.

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Age Distribution in 92101

Population breakdown by age and gender

Male
Female
Median Age (37.0 yrs)

This population pyramid shows the distribution of residents by age group and gender. The median age in 92101 is 37.0 years, which is younger than the national median of 39 years.

Who Lives in 92101? Demographics & Population

Age, diversity, and population breakdown

48,163

Total Population

37.0

Median Age

57%

College Educated

28,670

Households

92101 has a population of 48,163 residents in approximately 28,670 households. The median age of 37.0 years is younger than the national median of 39 years. With 57% of residents holding bachelor's degrees or higher, this is a highly educated community.

Diversity & Ethnicity in 92101

Racial and ethnic composition of the community

White(61.7%)
Two or More(11.8%)
Asian(9.9%)
Black(7.9%)
Other(7%)
Native American(1%)
Pacific Islander(0.7%)

Diversity Index

58

Diverse

0 = Single race, 100 = Perfect diversity

Hispanic/Latino Population

23.5%

Note: Hispanic/Latino is an ethnicity, counted separately from race

Racial Composition

White
61.7%
Two or More
11.8%
Asian
9.9%
Black
7.9%

The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 58, this is a diverse community.

Education Levels in 92101

Educational attainment of adults 25 and older

College Educated (Bachelor's+)

57.3%

National average: 34.8%

High School or Higher

92.2%

National average: 88.6%

Education Breakdown

Less than HS
7.8%
HS Graduate
10.8%
Some College
18.2%
Associate's Degree
5.9%
Bachelor's Degree
34.8%
Graduate+
22.5%

Educational attainment data shows the highest level of education completed by residents 25 years and older. With 57.3% holding a bachelor's degree or higher, this area exceeds the national average.

What is 92101 Like? Neighborhood Profile

Community personality and lifestyle analysis

Community profile generated from Census data analysis
Community Type

Upper-Middle Suburban

Located in San Diego, the 92101 area is best described as a upper-middle suburban.

Earnings are slightly above the national median.

The area attracts a mix of young professionals and established families.

Educational attainment is well above average, with many college graduates.

Best Suited For

  • +Growing families
  • +Professionals seeking space
  • +Those prioritizing schools

May Not Suit

  • -Urban lifestyle seekers
  • -Those without cars

Key Characteristics

  • •Highly educated residents
  • •Competitive real estate market relative to incomes
  • •Established neighborhood infrastructure

Typical Resident Profile

A typical 92101 resident is a adult in their mid-30s, renter in a competitive market, working in white-collar professional role with advanced education.

Lifestyle

Family-oriented with focus on community, schools, and outdoor activities

Frequently Asked Questions

Common questions about 92101 San Diego, CA

The median household income in 92101 (San Diego, CA) is $90,477, which is 12% higher than the national median of $80,610.

The median home value in 92101 is $740,500. A 20% down payment would be $148,100, with an estimated monthly mortgage of $4,147 at current rates.

The median monthly rent in 92101 is $2,351, totaling $28,212 annually. This represents 31% of the median household income.

92101 in San Diego, California is a comfortable, middle-class neighborhood with a median age of 37.0 years. With 57% college graduates, it's a highly educated community.

The unemployment rate in 92101 is 6.3%, compared to the national rate of 4.8%. This means 93.7% of the labor force is employed.

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