90401

2023 Data
Santa Monica, California

90401 is a comfortable, middle-class neighborhood in Santa Monica with a premium real estate market.

Population

7,925

Income Rank

Top 61%

32%

$107K

Median Income

vs national

263%

$1.1M

Home Value

vs national

94%

$2,549

Monthly Rent

vs national

36.4 yrs

Median Age

How 90401 Compares

Key metrics versus national medians

Median Income
$106,704+32%

National median: $80,610

Home Value
$1,129,700+263%

National median: $311,500

Monthly Rent
$2,549+94%

National median: $1,314

College Educated
52.2%+50%

National median: 34.8%

Income Distribution in 90401

How household incomes are distributed across brackets

% of Households
Median Income Bracket

This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $106,704.

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What is the Average Income in 90401?

Household earnings and economic conditions

$106,704

Median Household Income

$104,897

Per Capita Income

6.0%

Unemployment Rate

Residents of 90401 earn a median household income of $106,704 per year. This is 32% higher than the national median of $80,610. The per capita income of $104,897 provides insight into individual earning power.

How Much Does it Cost to Live in 90401?

Real estate market and rental conditions in Santa Monica

Home Buying

Median Home Value$1,129,700
20% Down Payment$225,940
Est. Monthly Mortgage$6,326

*Estimated at 7% APR, 30-year fixed

Renting

Median Monthly Rent$2,549
Annual Rent Cost$30,588
Rent-to-Income Ratio29%

Affordability Score

How affordable is it to live here?

0
out of 100
Moderately Affordable

How is this calculated?

Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.

Most middle-income families can comfortably afford to live here.

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Age Distribution in 90401

Population breakdown by age and gender

Male
Female
Median Age (36.4 yrs)

This population pyramid shows the distribution of residents by age group and gender. The median age in 90401 is 36.4 years, which is younger than the national median of 39 years.

Who Lives in 90401? Demographics & Population

Age, diversity, and population breakdown

7,925

Total Population

36.4

Median Age

52%

College Educated

4,942

Households

90401 has a population of 7,925 residents in approximately 4,942 households. The median age of 36.4 years is younger than the national median of 39 years. With 52% of residents holding bachelor's degrees or higher, this is a highly educated community.

Diversity & Ethnicity in 90401

Racial and ethnic composition of the community

White(73.1%)
Two or More(13.7%)
Asian(6.4%)
Black(4.4%)
Other(2.2%)
Native American(0.3%)

Diversity Index

44

Moderate

0 = Single race, 100 = Perfect diversity

Hispanic/Latino Population

10.2%

Note: Hispanic/Latino is an ethnicity, counted separately from race

Racial Composition

White
73.1%
Two or More
13.7%
Asian
6.4%
Black
4.4%

The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 44, this community has moderate diversity.

Education Levels in 90401

Educational attainment of adults 25 and older

College Educated (Bachelor's+)

75.5%

National average: 34.8%

High School or Higher

97.2%

National average: 88.6%

Education Breakdown

Less than HS
2.8%
HS Graduate
6.2%
Some College
10.9%
Associate's Degree
4.7%
Bachelor's Degree
52.2%
Graduate+
23.3%

Educational attainment data shows the highest level of education completed by residents 25 years and older. With 52.2% holding a bachelor's degree or higher, this area exceeds the national average.

What is 90401 Like? Neighborhood Profile

Community personality and lifestyle analysis

Community profile generated from Census data analysis
Community Type

Upper-Middle Suburban

Located in Santa Monica, the 90401 area is best described as a upper-middle suburban.

Household incomes are notably higher than the national average.

The area attracts a mix of young professionals and established families.

Educational attainment is well above average, with many college graduates.

Best Suited For

  • +Growing families
  • +Professionals seeking space
  • +Those prioritizing schools

May Not Suit

  • -Urban lifestyle seekers
  • -Those without cars

Key Characteristics

  • Higher-than-average household incomes
  • Highly educated residents
  • Competitive real estate market relative to incomes

Typical Resident Profile

A typical 90401 resident is a adult in their mid-30s, renter in a competitive market, working in white-collar professional role with advanced education.

Lifestyle

Family-oriented with focus on community, schools, and outdoor activities

Frequently Asked Questions

Common questions about 90401 Santa Monica, CA

The median household income in 90401 (Santa Monica, CA) is $106,704, which is 32% higher than the national median of $80,610.

The median home value in 90401 is $1,129,700. A 20% down payment would be $225,940, with an estimated monthly mortgage of $6,326 at current rates.

The median monthly rent in 90401 is $2,549, totaling $30,588 annually. This represents 29% of the median household income.

90401 in Santa Monica, California is a comfortable, middle-class neighborhood with a median age of 36.4 years. With 52% college graduates, it's a highly educated community.

The unemployment rate in 90401 is 6.0%, compared to the national rate of 4.8%. This means 94.0% of the labor force is employed.

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