28202 is a comfortable, middle-class neighborhood in Charlotte with a competitive housing market.
Population
16,855
Income Rank
Top 59%
$102K
Median Income
vs national
$426K
Home Value
vs national
$1,862
Monthly Rent
vs national
29.9 yrs
Median Age
Key metrics versus national medians
National median: $80,610
National median: $311,500
National median: $1,314
National median: 34.8%
Household income brackets in Charlotte, NC
This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $101,711.
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Average income and economic data for 28202
$101,711
Median Household Income
$78,706
Per Capita Income
2.1%
Unemployment Rate
Residents of 28202 earn a median household income of $101,711 per year. This is 26% higher than the national median of $80,610. The per capita income of $78,706 provides insight into individual earning power.
Housing costs, home values, and rent prices in Charlotte, NC
*Estimated at 7% APR, 30-year fixed
How affordable is it to live here?
How is this calculated?
Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.
Strong income-to-cost ratio makes this area financially accessible for most households.
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Population by age and gender in Charlotte, NC
This population pyramid shows the distribution of residents by age group and gender. The median age in 28202 is 29.9 years, which is younger than the national median of 39 years.
Population breakdown, age distribution, and diversity in Charlotte, NC
16,855
Total Population
29.9
Median Age
64%
College Educated
9,360
Households
28202 has a population of 16,855 residents in approximately 9,360 households. The median age of 29.9 years is younger than the national median of 39 years. With 64% of residents holding bachelor's degrees or higher, this is a highly educated community.
Racial and ethnic demographics in Charlotte, NC
Diversity Index
63
Diverse
0 = Single race, 100 = Perfect diversity
Hispanic/Latino Population
11.8%
Note: Hispanic/Latino is an ethnicity, counted separately from race
Racial Composition
The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 63, this is a diverse community.
Educational attainment and college graduation rates in Charlotte, NC
College Educated (Bachelor's+)
63.6%
National average: 34.8%
High School or Higher
95.1%
National average: 88.6%
Education Breakdown
Educational attainment data shows the highest level of education completed by residents 25 years and older. With 63.6% holding a bachelor's degree or higher, this area exceeds the national average.
Neighborhood profile and quality of life in Charlotte, NC
The 28202 zip code represents a college town area in the Charlotte region.
Household incomes are notably higher than the national average.
Young professionals and new families make up much of the population.
This is a highly educated community with most adults holding college degrees.
A typical 28202 resident is a adult in their early 30s, renter with manageable housing costs, working in white-collar professional role with advanced education.
Lifestyle
Intellectually stimulating with cultural events, diverse dining, and youthful energy
Frequently asked questions about Charlotte, NC 28202
The median household income in 28202 (Charlotte, NC) is $101,711, which is 26% higher than the national median of $80,610.
The median home value in 28202 is $425,900. A 20% down payment would be $85,180, with an estimated monthly mortgage of $2,385 at current rates.
The median monthly rent in 28202 is $1,862, totaling $22,344 annually. This represents 22% of the median household income.
28202 in Charlotte, North Carolina is a comfortable, middle-class neighborhood with a median age of 29.9 years. With 64% college graduates, it's a highly educated community.
The unemployment rate in 28202 is 2.1%, lower than the national rate of 4.8%. This means 97.9% of the labor force is employed.
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