10128

2023 Data
New York, New York

10128 is a prosperous, upper-middle-class neighborhood in New York with a premium real estate market.

Population

59,000

Income Rank

Top 78%

84%

$149K

Median Income

vs national

316%

$1.3M

Home Value

vs national

102%

$2,648

Monthly Rent

vs national

42.7 yrs

Median Age

How 10128 Compares

Key metrics versus national medians

Median Income
$148,705+84%

National median: $80,610

Home Value
$1,295,600+316%

National median: $311,500

Monthly Rent
$2,648+102%

National median: $1,314

College Educated
77.5%+123%

National median: 34.8%

Income Distribution in 10128

How household incomes are distributed across brackets

% of Households
Median Income Bracket

This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $148,705.

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What is the Average Income in 10128?

Household earnings and economic conditions

$148,705

Median Household Income

$127,626

Per Capita Income

5.2%

Unemployment Rate

Residents of 10128 earn a median household income of $148,705 per year. This is 84% higher than the national median of $80,610, placing this zip code among the top earners in the country. The per capita income of $127,626 provides insight into individual earning power.

How Much Does it Cost to Live in 10128?

Real estate market and rental conditions in New York

Home Buying

Median Home Value$1,295,600
20% Down Payment$259,120
Est. Monthly Mortgage$7,255

*Estimated at 7% APR, 30-year fixed

Renting

Median Monthly Rent$2,648
Annual Rent Cost$31,776
Rent-to-Income Ratio21%

Affordability Score

How affordable is it to live here?

0
out of 100
Highly Affordable

How is this calculated?

Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.

Strong income-to-cost ratio makes this area financially accessible for most households.

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Age Distribution in 10128

Population breakdown by age and gender

Male
Female
Median Age (42.7 yrs)

This population pyramid shows the distribution of residents by age group and gender. The median age in 10128 is 42.7 years, which is older than the national median of 39 years.

Who Lives in 10128? Demographics & Population

Age, diversity, and population breakdown

59,000

Total Population

42.7

Median Age

78%

College Educated

30,154

Households

10128 has a population of 59,000 residents in approximately 30,154 households. The median age of 42.7 years is older than the national median of 39 years. With 78% of residents holding bachelor's degrees or higher, this is a highly educated community.

Diversity & Ethnicity in 10128

Racial and ethnic composition of the community

White(70.5%)
Asian(10.5%)
Two or More(8.8%)
Black(5.4%)
Other(4.6%)
Native American(0.2%)
Pacific Islander(0.1%)

Diversity Index

48

Moderate

0 = Single race, 100 = Perfect diversity

Hispanic/Latino Population

12.6%

Note: Hispanic/Latino is an ethnicity, counted separately from race

Racial Composition

White
70.5%
Asian
10.5%
Two or More
8.8%
Black
5.4%

The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 48, this community has moderate diversity.

Education Levels in 10128

Educational attainment of adults 25 and older

College Educated (Bachelor's+)

77.5%

National average: 34.8%

High School or Higher

95.8%

National average: 88.6%

Education Breakdown

Less than HS
4.2%
HS Graduate
7.5%
Some College
5.9%
Associate's Degree
5%
Bachelor's Degree
34.6%
Graduate+
42.9%

Educational attainment data shows the highest level of education completed by residents 25 years and older. With 77.5% holding a bachelor's degree or higher, this area exceeds the national average.

What is 10128 Like? Neighborhood Profile

Community personality and lifestyle analysis

Community profile generated from Census data analysis
Community Type

Affluent Professional Community

New York's 10128 neighborhood functions as a affluent professional community.

Residents here enjoy significantly above-average household earnings.

Established families and mid-career professionals call this area home.

This is a highly educated community with most adults holding college degrees.

Best Suited For

  • +Executives & senior professionals
  • +Dual-income families
  • +Remote workers seeking quality of life

May Not Suit

  • -Budget-conscious renters
  • -First-time buyers on limited budgets

Key Characteristics

  • Higher-than-average household incomes
  • Highly educated residents
  • Competitive real estate market relative to incomes
  • Reasonable rental costs for the area

Typical Resident Profile

A typical 10128 resident is a established adult in their early 40s, renter with manageable housing costs, working in professional or executive career with advanced education.

Lifestyle

Career-focused with emphasis on quality amenities and good schools

Frequently Asked Questions

Common questions about 10128 New York, NY

The median household income in 10128 (New York, NY) is $148,705, which is 84% higher than the national median of $80,610.

The median home value in 10128 is $1,295,600. A 20% down payment would be $259,120, with an estimated monthly mortgage of $7,255 at current rates.

The median monthly rent in 10128 is $2,648, totaling $31,776 annually. This represents 21% of the median household income.

10128 in New York, New York is a prosperous, upper-middle-class neighborhood with a median age of 42.7 years. With 78% college graduates, it's a highly educated community.

The unemployment rate in 10128 is 5.2%, compared to the national rate of 4.8%. This means 94.8% of the labor force is employed.

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