02139 is a prosperous, upper-middle-class neighborhood in Cambridge with a premium real estate market.
Population
39,609
Income Rank
Top 68%
$125K
Median Income
vs national
$1.1M
Home Value
vs national
$2,613
Monthly Rent
vs national
29.9 yrs
Median Age
Key metrics versus national medians
National median: $80,610
National median: $311,500
National median: $1,314
National median: 34.8%
How household incomes are distributed across brackets
This chart shows the percentage of households in each income bracket. The highlighted bar represents the bracket containing the median household income of $124,648.
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Household earnings and economic conditions
$124,648
Median Household Income
$70,682
Per Capita Income
4.1%
Unemployment Rate
Residents of 02139 earn a median household income of $124,648 per year. This is 55% higher than the national median of $80,610, placing this zip code among the top earners in the country. The per capita income of $70,682 provides insight into individual earning power.
Real estate market and rental conditions in Cambridge
*Estimated at 7% APR, 30-year fixed
How affordable is it to live here?
How is this calculated?
Based on the standard 4x annual income mortgage guideline used by lenders: (Median Income x 4) / Median Home Value, combined with the 28% rent-to-income ratio recommended by financial advisors. This is not financial advice.
Strong income-to-cost ratio makes this area financially accessible for most households.
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Population breakdown by age and gender
This population pyramid shows the distribution of residents by age group and gender. The median age in 02139 is 29.9 years, which is younger than the national median of 39 years.
Age, diversity, and population breakdown
39,609
Total Population
29.9
Median Age
78%
College Educated
16,062
Households
02139 has a population of 39,609 residents in approximately 16,062 households. The median age of 29.9 years is younger than the national median of 39 years. With 78% of residents holding bachelor's degrees or higher, this is a highly educated community.
Racial and ethnic composition of the community
Diversity Index
64
Diverse
0 = Single race, 100 = Perfect diversity
Hispanic/Latino Population
9.4%
Note: Hispanic/Latino is an ethnicity, counted separately from race
Racial Composition
The Diversity Index measures the probability that two randomly chosen residents belong to different racial groups. With a score of 64, this is a diverse community.
Educational attainment of adults 25 and older
College Educated (Bachelor's+)
77.6%
National average: 34.8%
High School or Higher
94.2%
National average: 88.6%
Education Breakdown
Educational attainment data shows the highest level of education completed by residents 25 years and older. With 77.6% holding a bachelor's degree or higher, this area exceeds the national average.
Community personality and lifestyle analysis
As a affluent professional community, 02139 offers a distinctive living experience in Cambridge.
Residents here enjoy significantly above-average household earnings.
Young professionals and new families make up much of the population.
This is a highly educated community with most adults holding college degrees.
A typical 02139 resident is a adult in their early 30s, renter in a competitive market, working in professional or executive career with advanced education.
Lifestyle
Career-focused with emphasis on quality amenities and good schools
Common questions about 02139 Cambridge, MA
The median household income in 02139 (Cambridge, MA) is $124,648, which is 55% higher than the national median of $80,610.
The median home value in 02139 is $1,066,200. A 20% down payment would be $213,240, with an estimated monthly mortgage of $5,971 at current rates.
The median monthly rent in 02139 is $2,613, totaling $31,356 annually. This represents 25% of the median household income.
02139 in Cambridge, Massachusetts is a prosperous, upper-middle-class neighborhood with a median age of 29.9 years. With 78% college graduates, it's a highly educated community.
The unemployment rate in 02139 is 4.1%, lower than the national rate of 4.8%. This means 95.9% of the labor force is employed.
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